Retirement and Estate Planning

Planning for Retirement

Whether you have 30 years, 30 days until you retire or you're already retired, we have solutions to help you build and maintain your income for when you'll need it most. You can always make an appointment with one of our licensed UIA Agents to see just how you're doing and whether to explore other options.




Retirement is more than ten years away?

We'll help you create a long-term strategy, using IRAs and other retirement-appropriate tools. At this stage, it important to have a plan.  We can help you with that.  



You're planning to retire within ten years?

With retirement looming on the horizon, your UIA Agent will analyze your retirement plans and work with you in making your money safe.  Return of investment can be more important than return on investments.  You should make sure the bulk of your money is Guaranteed!  It's time to get off of the roller coaster!! 



You've arrived at the year of your retirement?

You've saved and sacrificed for retirement, and now it's here. At this point, you'll need to make some very big decisions: When to start taking Social Security payments, when and how to roll over your 401(k) and above all, when to start receiving distributions from your retirement account. We can provide you with the information you need in order to make these decisions.



You're a Gorenment employee and want to understnd your benefits?

Get the most out of your FER's,CER.s, LEO, ATC, CBPO, MRT Benefits.  We have a certified ChFEBC on staff that will help you navigate this complicated system.

Our ChFEBC travels all over the country hosting retirement seminars in various federal offices.  Only Someone with the ChFEBC  designation are authorized to provide seminars on federal property and any federal employee who wishes to attend must be given the time off to do so.

The FER's and CER's retirement system is some of the most generous retirement systems still availible.  The catch is if you dont cliam your benefits properly you could miss out on some of the most lucrative parts of your plan.



You're in retirement with decreasing assets?

You've retired on target with enough funds to provide a comfortable level of income, but you have unexpected costs, such as elder care for your parents or support for your post-college children. Your UIA Agent can help you create an approach to meet your changing needs.